E-Business Innovation and Process Management | Online Shopping ...

Author: In Lee

ISBN: 9781599042770

Description: E-business research is currently one of the most active research areas. With the rapid advancement in information technologies, e-business is growing in significance and is having a direct impact upon ways of doing business. As e-business becomes one of the most important areas in organizations, researchers and practitioners need to understand the implications of many technological and organizational changes taking place.

Advances in E-Business Research: E-Business Innovation and Process Management provides researchers and practitioners with valuable information on recent advances and developments in emerging e-business models and technologies. This book covers a variety of topics, such as e-business models, e-business strategies, online consumer behavior, e-business process modeling and practices, electronic communication adoption and service provider strategies, privacy policies, and implementation issues.

Source: http://www.onlineshoppingsouthafrica.co.za/books/2012/02/26/e-business-innovation-and-process-management/

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A Beginner's Guide To Home Improvement Remodeling by

Home improvement is really a popular thought now, especially with a very poor financial state. Many people is only able to afford to make updates in their residence if they do some or all of the operate on their own. As soon as the house operator has some knowledge of the basic principles, a do-it-on your own project could be an intelligent decision. This post will assist guide you to help make your own home enhancement venture successful.

Some handy goods that you ought to have inside your standard collection are: one step ladder, a handyman bag or belt, a typical and metric ratchet establish, a rubber mallet, and a set of chisels. These are generally non-vital things but can be quite valuable if you have a home advancement task to function on.

Numerous house owners are irritated through the buzzing and flickering emitting from their large, fluorescent over head fixtures. For any relatively modest charge, most electricians can easily and quickly install an electronic ballast. A ballast will reduce noises and flickering, while getting rid of too much strength utilization. Ballasts are offered also for illumination which can be on the dimmer switch.

In any redecorating project including brick, acquiring more bricks is an extremely intelligent expense. When maintenance or additions need to be made to brick function, it might be amazingly challenging to complement new bricks to the shade and consistency in the originals. Brick variations transform regularly. A retail store of surplus bricks purchased with all the originals ? up to may be fairly bought and kept ? will require the issues out of future brick-coordinating.

In case you have a deck in your residence there are certain things to look for to share with when it is time to develop very well deserved improvements. Try to find irregular boards at first glance or cracks in the timber, seek out dried out rot around the deck, and last but not least look for uneven nails and screws.

Create every little thing you can imagine in your price range. Unanticipated expenditures can rapidly accumulate then one minor error can toss your whole spending budget off monitor. Reduce this by preparing for anything that could go wrong and you will probably discover youself to be significantly better equipped to cope with sudden changes, including in the event the unique flooring you select is distributed out.

When your radiator has went cool, you may need to bleed it. Just transition off of the boiler and track down the bleed key. Transform the true secret counterclockwise and atmosphere will begin to escape and create a hissing sound. If the appear halts and a small drinking water leaks, turn the bleed important clockwise to shut it.

With any luck, using the information you acquired using this article, you?re feeling just like you have got a better concept of what it is you should do to enhance your own home. Since you now have this knowledge, come up with strategies for success and apply them where ever you see match. If you do that, you need to be content with the end result.

If you would like further knowledge regarding glass shower doors, drop by Joelle M Luczkowiak?s web page without delay.

Article posted as Games

Article Date: 24 Feb 2012

About Author

Author: HammersBraden934

This author has published 573 articles so far. More info about the author is coming soon.

Source: http://articleflux.com/a-beginners-guide-to-home-improvement-remodeling&id=36759

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Source: http://cerwinwixen.posterous.com/a-beginner39s-guide-to-home-improvement-remod

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Blood mystery solved

Friday, February 24, 2012

You probably know your blood type: A, B, AB or O. You may even know if you're Rhesus positive or negative. But how about the Langereis blood type? Or the Junior blood type? Positive or negative? Most people have never even heard of these.

Yet this knowledge could be "a matter of life and death," says University of Vermont biologist Bryan Ballif.

While blood transfusion problems due to Langereis and Junior blood types are rare worldwide, several ethnic populations are at risk, Ballif notes. "More than 50,000 Japanese are thought to be Junior negative and may encounter blood transfusion problems or mother-fetus incompatibility," he writes.

But the molecular basis of these two blood types has remained a mystery ? until now.

In the February issue of Nature Genetics, Ballif and his colleagues report on their discovery of two proteins on red blood cells responsible for these lesser-known blood types.

Ballif identified the two molecules as specialized transport proteins named ABCB6 and ABCG2.

"Only 30 proteins have previously been identified as responsible for a basic blood type," Ballif notes, "but the count now reaches 32."

The last new blood group proteins to be discovered were nearly a decade ago, Ballif says, "so it's pretty remarkable to have two identified this year."

Both of the newly identified proteins are also associated with anticancer drug resistance, so the findings may also have implications for improved treatment of breast and other cancers.

As part of the international effort, Ballif, assistant professor in UVM's biology department, used a mass spectrometer funded by the Vermont Genetics Network. With this machine, he analyzed proteins purified by his longtime collaborator, Lionel Arnaud at the French National Institute for Blood Transfusion in Paris, France.

Ballif and Arnaud, in turn, relied on antibodies to Langereis and Junior blood antigens developed by Yoshihiko Tani at the Japanese Red Cross Osaka Blood Center and Toru Miyasaki at the Japanese Red Cross Hokkaido Blood Center.

After the protein identification in Vermont, the work returned to France. There Arnaud and his team conducted cellular and genetic tests confirming that these proteins were responsible for the Langereis and Junior blood types. "He was able to test the gene sequence," Ballif says, "and, sure enough, we found mutations in this particular gene for all the people in our sample who have these problems."

Beyond the ABO blood type and the Rhesus (Rh) blood type, the International Blood Transfusion Society recognizes twenty-eight additional blood types with names like Duffy, Kidd, Diego and Lutheran. But Langereis and Junior have not been on this list. Although the antigens for the Junior and Langereis (or Lan) blood types were identified decades ago in pregnant women having difficulties carrying babies with incompatible blood types, the genetic basis of these antigens has been unknown until now.

Therefore, "very few people learn if they are Langereis or Junior positive or negative," Ballif says.

"Transfusion support of individuals with an anti-Lan antibody is highly challenging," the research team wrote in Nature Genetics, "partly because of the scarcity of compatible blood donors but mainly because of the lack of reliable reagents for blood screening." And Junior-negative blood donors are extremely rare too. That may soon change.

With the findings from this new research, health care professionals will now be able to more rapidly and confidently screen for these novel blood group proteins, Ballif wrote in a recent news article. "This will leave them better prepared to have blood ready when blood transfusions or other tissue donations are required," he notes.

"Now that we know these proteins, it will become a routine test," he says.

This science may be especially important to organ transplant patients. "As we get better and better at transplants, we do everything we can to make a good match," Ballif says. But sometimes a tissue or organ transplant, that looked like a good match, doesn't work ? and the donated tissue is rejected, which can lead to many problems or death.

"We don't always know why there is rejection," Ballif says, "but it may have to do with these proteins."

The rejection of donated tissue or blood is caused by the way the immune system distinguishes self from not-self. "If our own blood cells don't have these proteins, they're not familiar to our immune system," Ballif says, so the new blood doesn't "look like self" to the complex cellular defenses of the immune system. "They'll develop antibodies against it," Ballif says, and try to kill off the perceived invaders. In short, the body starts to attack itself.

"Then you may be out of luck," says Ballif, who notes that in addition to certain Japanese populations, European Gypsies are also at higher risk for not carrying the Langereis and Junior blood type proteins.

"There are people in the United States who have these challenges too," he says, "but it's more rare."

Ballif and his international colleagues are not done with their search. "We're following up on more unknown blood types," he says. "There are probably on the order of 10 to 15 more of these unknown blood type systems ? where we know there is a problem but we don't know what the protein is that is causing the problem."

Although these other blood systems are very rare, "if you're that one individual, and you need a transfusion," Ballif says, "there's nothing more important for you to know."

###

University of Vermont: http://www.uvm.edu

Thanks to University of Vermont for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

This press release has been viewed 67 time(s).

Source: http://www.labspaces.net/117892/Blood_mystery_solved

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Using a North Carolina Photographer can Make a Difference

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People who are looking for a North Carolina photographer?may not realize how many talented people work here. This state is home to some of the best art schools in the country and many people attended them to learn about this field.

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Formal, sedate looking pictures are out. No one wants posed images where people never really look like themselves. The trend now is toward more natural and relaxed shots with lots of spontaneity. This can be the case for single people like children?s shots or bridal couples. People are more interested in getting something unique with a somewhat artistic look to it.

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The use of clothing, flowers, background scenery and other details in North Carolina photography

has become more common.

Parents are just as likely to get photos of their children wearing more casual and relaxed clothing instead of formal attire. This gives a result in which the children look more like themselves but they are also more relaxed. They don?t have to worry about the state of their clothing and they can enjoy their photo shoot.

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Wedding pictures are different too. While people still want the shots that are traditional of the ceremony and the attendants, there is a lot more leeway. Dramatic shots of the bride descending a a staircase, playing peek a boo with the groom or casual shots of the bride with her maid of honor tend to be popular. People often look their best when they are relaxed and not posed.

Many of the photographers in NC will follow the couple around to take more candid shots.

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Its possible to get different packages depending on what people need. Some will take as long as a four-hour time segment when working with very small babies. The reason is that they get sleepy so easily and their moods often change frequently. This time span allows plenty of time to catch them at different points in their day. At other times, people may agree to something like a two-hour appointment for older kids, seniors or engagement pictures.

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Many times the images are printed out and given to the client but more commonly people are getting a disc with images. This allows them to get the images printed in any size they want and as often as they want. The disc will come with a release from the studio so that they can be printed at any professional printing company without any problems about copyrights. Not every North Carolina photographer?will handle it this way but many do.

Source: http://leisure.ezinemark.com/using-a-north-carolina-photographer-can-make-a-difference-7d342de11a3e.html

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W. Pa. tests: Chemicals in drilling area water

In this Thursday, Feb. 23, 2012 photo, Janet McIntyre sits with stacks of papers with water testing results in her Evans City, Pa. home. McIntyre says state environmental officials refused to do follow-up tests after their lab reported her drinking water contained chemicals that could be from nearby gas drilling. (AP Photo/Keith Srakocic)

In this Thursday, Feb. 23, 2012 photo, Janet McIntyre sits with stacks of papers with water testing results in her Evans City, Pa. home. McIntyre says state environmental officials refused to do follow-up tests after their lab reported her drinking water contained chemicals that could be from nearby gas drilling. (AP Photo/Keith Srakocic)

In this Thursday, Feb. 23, 2012 photo, Janet McIntyre shows her hand-written list showing results she says were listed on tests of her well. McIntyre says state environmental officials refused to do follow-up tests after their lab reported her drinking water contained chemicals that could be from nearby gas drilling. (AP Photo/Keith Srakocic)

In this Thursday, Feb. 23, 2012 photo, Kimberlie McEvoy stands behind some of the water bottles the family has been using for all their water needs, in her home in Evans City, Pa. McEvoy and other residents say the water problems started about a year ago, after Rex Energy Corp. drilled two wells. But a map Rex provided also shows gas wells from other companies in the area. (AP Photo/Keith Srakocic)

FILE - In this Thursday, Feb. 23, 2012 file photo, signs opposing the hydraulic fracturing process of drilling for gas, or "fracking" are posted at the front of the yard of Janet McIntyre 's Evans City, Pa. McIntyre says state environmental officials refused to do follow-up tests after their lab reported her drinking water contained chemicals that could be from nearby gas drilling. (AP Photo/Keith Srakocic, File)

FILE - In this Thursday, Feb. 23, 2012 file photo, Kimberlie McEvoy collects some of her well water as it comes from her kitchen sink at her home in Evans City, Pa. McEvoy and other residents say the water problems started about a year ago, after Rex Energy Corp. drilled two wells. But a map Rex provided also shows gas wells from other companies in the area. (AP Photo/Keith Srakocic, File)

EVANS CITY, Pa. (AP) ? A western Pennsylvania woman says state environmental officials refused to do follow-up tests after their lab reported her drinking water contained chemicals that could be from nearby gas drilling.

At least 10 households in the rural Woodlands community, about 30 miles north of Pittsburgh, have complained that recent drilling impacted their water in different ways.

The Department of Environmental Protection first suggested that Janet McIntyre's well water contained low levels of only one chemical, toluene. But a review of the DEP tests by The Associated Press found four other volatile organic compounds in her water that can be associated with gas drilling.

DEP spokesman Kevin Sunday said on Friday that the low chemical concentrations were not a health risk, and suggested that the contamination may have come from the agency's laboratory itself or from abandoned vehicles on or near the property. But Sunday didn't answer why DEP failed to do follow-up tests if the DEP suspected that its own lab was contaminated.

One public health expert said the lack of follow-up tests by DEP doesn't make sense.

"DEP cannot just simply walk away," said Dr. Bernard Goldstein, professor emeritus at the University of Pittsburgh School of Public Health.

McIntyre and other residents say the water problems started about a year ago, after Rex Energy Corp. of State College, Pa., drilled two wells. But a map Rex provided also shows gas wells from other companies in the area.

Residents in the community have been complaining for nearly a year, but DEP never revealed the possible presence of chemicals to the general public.

Rex has been supplying drinking water to many households, but has sent letters notifying them it will no longer deliver drinking water after Feb. 29.

In a statement, Rex said that the wells of residents who have complained are from 2,100 to 4,600 feet from its drilling locations. The company noted that many other homeowners in the area haven't raised complaints or concerns.

Rex also said there are old oil wells in the region that could impact some ground water, and that there were "no notable differences in water chemistry between pre- and post-drill water quality tests of the water wells in question."

McIntyre's water showed detectable levels of t-Butyl alcohol, acetone, chloromethane, toluene and 1, 3, 5-trimethylbenzene. The chemicals can be used in the high-pressure hydraulic fracturing process that has led to a production boom of deep shale gas in Pennsylvania. But some are also commonly used in households and other industry, such as toluene, a paint thinner.

Goldstein said the multi-chemical mix is what is so unusual, since it suggests either multiple sources of contamination, or an industry that uses many different chemicals.

"Where would you get such a strange mixture?" Goldstein asked. "Is this coming from drilling?" He added that the low concentrations shown in the test may not be a health threat, and may not be connected to gas drilling. But if DEP's own laboratory was even a potential source of the chemicals, the agency had the obligation to follow up.

"You've got to pursue the finding," Goldstein said, since if the lab was at fault the variety of chemicals that showed up "makes no sense at all, except a really sloppy lab."

Sunday said an independent peer review of the DEP laboratory found it to be "a well-managed, efficient and highly functional laboratory" that is "driven by a culture of customer service."

McIntyre told the AP that she repeatedly asked a DEP field worker for follow-ups after two separate tests last summer showed the chemicals, as well as elevated levels of some natural underground compounds such as barium.

"He said no," she said, leaving her feeling that she had no one to turn to for an objective public health opinion. She also said the chemicals didn't show up on pre-drill water tests.

As drillers have poured into Pennsylvania to tap its vast Marcellus Shale gas reserves, residents and environmentalists have raised concerns over the impact or potential impact to water supplies. Water contamination in Dimock, in northeast Pennsylvania, has riled some homeowners for months.

State regulators determined that Houston, Texas-based Cabot Oil & Gas Co. drilled faulty gas wells that allowed methane to escape into Dimock's aquifer. The company paid heavy fines but denied responsibility; it has been banned from drilling in a 9-square-mile area of Dimock since April 2010.

Another Woodlands resident who complained about dramatic changes in her water over the last year said DEP staff suggested the bad smell was simply from garden slugs in her well, which is 300 feet deep.

"They just insult your intelligence. I don't trust the DEP," said Kim McEvoy, who lives about a mile from McIntyre.

McEvoy said she wants the U.S. Environmental Protection Agency to investigate the community, and that she's come to that point because state environmental officials haven't answered her questions.

"Something has happened here," McEvoy said.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-02-24-Gas%20Drilling-New%20Contamination/id-5cc723a78dea477f86880d948cf348f7

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Lung Melanoma and Lymphoma ? DNA Research and Molecular ...

Leukemia, Lymphoma: these are definitely two for the scariest ideas anyone may well ever hear inside a doctor?s office environment. It will not matter if at all you, really, mother, daddy, child, wife, friend; the fear is simply as bad if at all about someone it means something for you. Gene term profiling (GEP) might have even additional utility in your assessment connected with patients by using non-small cellular lung cancer (NSCLCs) along with similar histology. The mounds formed under the skin cutaneous lymphoma are lymphoma collection for the malignant cells in your skin. The two most commonly seen forms about this cancer aim for either the large intestine, or the particular lungs. Gastrointestinal lymphoma will result in vomiting, diarrhea, diminished appetite and fat loss. The condition manifests itself in most stages:.

?The indicators of lymphoma usually are so elusive which it would make an effort before everyone determine that there are seriously improper,? explained thoughtful Times journalist Kelvin Dawson. The lymphoma symptoms that you should be responsive to are the below:. Radiation counseling using surface beam may also be combined by using chemotherapy. Radiation is normally localized for the part of the body the fact that harbors become bigger lymph nodes.

The most commonly seen aspect connected with lymphoma dogs occurs as mounds or red-looking lymph nodes around the back, armpits, along with neck. Within the early phases, there isn?t a pain called for, but that may change very nearly overnight any time action is not really taken whenever these mounds are recognized. With regards to the layer cell lymphoma prospects, unfortunately nothing said surely, and appropriate prognosis is simply not possible. Lymphoma is really a malignancy, or cancer in your lymphatic technique. One solution to maintain a wholesome immune system is almost always to eat a wholesome, well-balanced diet that could be rich during protein. Hodgkin?s Lymphoma is a variety of cancer having an effect on the White colored Blood Cellular material (WBC), which are an inclusive element of the body?s disease fighting capability. But cancer that initiate in most of these places along with afterward extend for the lymph tissue will not be lymphomas. The defined cause can be unknown but it is often linked to your viruses along with toxins while benzene along with pesticides. A lot of Lymphoma Indications.

Source: http://www.miamifcb.com/?p=3414

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How to Read a Patent Like a Pro - IP Law For Startups

There is a fine art to reading patents. And it?s far harder than you might imagine.

The devil is really in the details.

Today, I?m explaining how to read a patent like a pro, including identifying the most important parts and considerations for interpretation. My primary goal is to help you get a better understanding of how to determine what a patent actually covers.

Frequently, it?s not what you?d initially think.

Part 1: ?Patent Anatomy

Patents have several common sections:

• the front page basics including the patent number, title, inventor?s name, owner if different, patent filing date, patent issue date, and cited references.
• the abstract, which gives a snapshot of the type of invention and what it does;
• the specification, which explains how to make and use the invention;
• the drawings, which illustrate the invention; and
• the claims, which define the legal boundaries of the patent?s coverage.

For example, see Patent No.4,833,729, a patent for a Shark Protector Suit.

From the front page, you can get a general idea about what the invention does. Here, the abstract describes the invention as a rubber suit with spikes ?to prevent a shark from clamping its jaws over a wearer.?

But if you want to read a patent like a pro, after quickly reading the title and the abstract, you need to start at the end of the patent ? with the claims.

The claims are the most critical part of a patent.

Shark Protector Suit Claim 1

It is the claims as issued that determine the scope of the patent?s reach. And the claims may have undergone major modifications during the patent prosecution process with the PTO. The specification may describe a general invention that seems to have broad coverage. Indeed, the initial claims may have been very broad and far reaching ? too far reaching. Because of conflict with prior art, the inventor may have significantly narrowed what is being claimed to get the patent granted. And the issued patent may not even cover some of the ?preferred embodiments,? examples of the invention described in the specification.

Don?t be fooled by broad language in the specification. You need to first look at the claims to get a sense of what is actually covered.

Then, you need to try to figure out what the claim language actually means ? the claim construction.

Part 2: ?Claim Construction for Beginners

Claims come in two flavors: ?1) independent, stand alone claims; and 2) dependent, me-too type claims that incorporate an earlier claim with an additional element.

Claim construction is all about the meaning of individual words and phrases in the claims. Don?t be thrown off by the awkward wording or use of the term ?said.? Drafters are trying to define the invention clearly and doing so can make the wording strange.

A definitive claim construction can be hard, very hard. Indeed, according to the Federal Circuit Court of Appeals, even district court judges in patent infringement suits get the claim construction wrong around half of the time. (In patent cases, the judge decides the claim construction after briefing by the attorneys, who try to persuade the judge of their particular interpretation. See example of a judicial claim construction analysis.) Moreover, millions of dollars are paid to attorneys who fight over the meaning of a few claim words. Amazingly nuanced, claim construction can be a high stakes squabble with billions of dollars in damages hinging on the meaning.

So how do you determine what a patent?s claim terms mean, especially when you?re not a lawyer?

First, start with the plain meaning of the words. How are they generally understood by a person skilled in the art? How are they defined in a standard or technical dictionary? Is there any ambiguity as to the meaning?

Second, read the specification very, very carefully. Have certain terms been coined or defined by the inventor? Examine the drawings and examples for clues about the meaning of the terms.

Third, and most importantly for infringement considerations, review the prosecution file history ? the paperwork between the PTO and inventor as the patent application was examined. (You can find it on-line). The inventor may have had to distinguish the invention from prior art. She may have had to tell the examiner what the invention is not. ?These limitations can be critical. The inventor cannot go back and try to insist that the invention covers what was disclaimed, although I?ve seen some plaintiff?s who have tried.

From these sources, you will have a basic idea about what the claims mean and what is covered or not covered.

In future posts, I?ll discuss patent infringement and the golden information you can mine about your competitors from published patents and applications.

Jill Hubbard Bowman is a patent attorney who often ponders about the meaning of patent claims.

The information provided in this legal blog is not intended as legal advice and does not create an attorney-client relationship. Please do not submit questions or comments seeking legal advice or submit confidential information through this blog. By communicating through this blog, you understand and agree that the information will not be treated as confidential and the publisher has no duty to keep it confidential.

Source: http://www.iplawforstartups.com/how-to-read-a-patent-like-a-pro/

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Stay in Touch | Home and Family

The land depart your own key family, getting in touch with residence might be a regular incident with an long lasting movement regarding subject areas you can?t delay to speak about. Since moment advances, it might turn out to be nearly impossible to find both the time and the topic of a new conversation however maintaining a new record can help.
Have a note pad with you as well as take note of any feelings you?ve got during the afternoon that you?d like to share with all your family members. Use your cell phone to look at normal pictures along with video and make sure for you all of them frequently. Your family you send them to is simply as strained as you are getting to date faraway from your children.
Cell phone?These days, several family members decide not have a new land-line mobile phone and make use of cell-phones entirely. You will need to accomplish the some research and decide the most affordable way to communicate. Your location may have a great deal to do with your selection. Research has shown more and more men and women examine as well as answer texting than to e mail. An adequately equiped cell-phone enables you to quickly send out photos along with video tutorials to express your very pleased raising a child moments.
Blog?There are numerous choices such as blogsplot.org along with Hubpages.internet that will let you develop a weblog regarding no charge. Since your blog site expands, it can be used as a digital camera scrapbooking as well as newborn publication for your kids. Grandparent?s, aunts, as well as uncles could touch upon each brand-new access. When you purchase, several more work may make your blog post a different revenue stream.
If you choose to come up with a blog, understand that it?s really a placeholder. If you would like your household to activate together with you, your current pictures, and your emails, you will have to permit them to believe it is. A number of family members will not go to the pc, other folks can insect one to up-date issues with a brand new publish.
Facebook/MySpace/Twitter?They are instances of social websites but you are definately not exceptional. When picking approaches to remain active in your loved ones it?s best to discover what they?re currently undertaking. In case your relatives are previously on Facebook or myspace it will be easier to speak together their particular than to make an effort to move everyone in order to Websites like myspace.
Apart from having the capacity to article photos, short emails, as well as quotes, Facebook or myspace lets you communicate with friends and family using video games similar to FarmVille, Frontierville, and also Puzzle Way.Keep in mind in which what you publish onto a new social media marketing internet site may be given to people you don?t know and it?s also long term. Maintain it en aning and good.
Skype?Skype can be an demonstration of Voice over internet protocol (Voice Over World wide web Protocal.) By simply downloading the actual Skype request bought at skype.org in your pc as well as on to your mobile phone, it is possible to speak with some other skype users along with video clip or words cost-free. Various other request companies can be used as a charge. Skype services continue to grow plus they are truly worth looking over.

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Source: http://homeandfamily.net/home-and-family/stay-in-touch

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Holden Real Estate - Lots and Land, Paxton St, Holden, MA 01520

Paxton St, Holden, MA 01520 ?? MLS# 71341071 PRICE BEDS BATHS PROPERTY TYPE Neighborhood market conditions ? Land is currently assessed as chapter 61 forest. Land is access via a right of way from Camp st in Paxton. DETAILS Lot Size: 2448054.00 Status: New Local Business Reviews //Optional default content here.

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Source: http://www.commonmoves.com/homes/MA/Holden/01520/Paxton_St/10171341071/

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#1 Thing You Need For Marketing Commercial Real Estate Services ...

www.TripleNetworking.com discusses the #1 thing that a Denver commercial real estate professional should make sure they have. Successful marketing of commercial real estate services and property should include search engine optimization, blog and social media networking.
Video Rating: 0 / 5

Source: http://eportalsite.com/1-thing-you-need-for-marketing-commercial-real-estate-services-online/

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Bandew444 Business Solutions ? Blog Archive ? Agriculture ...

Agriculture as we all know is production of agri goods through the cultivation of crops and also by the massive domestication of animals. This gawk is called agri science. Agriculture inventions have evolved massively by the years as farming and farm machines have grown too in these years. What was done by the threshing machine for so many years has been taken over by the combine.

One of the first agriculture invention was the iron plow old-fashioned a lot those days in the 1700?s. Then came the wood plow in the 1800?s and the iron plow was discontinued as the wood plow was easier and better to utilize. And then man had a brain wave and discovered the employ of animals in farming and tamed horses and outmoded them in the Reaper which was conventional in harvesting wheat and were drawn by horses.

The Reaper was a expansive success as an agriculture invention. After this man discovered he could do more and a shrimp more machinery will be more reliable and work can be done faster and on a larger scale. The cotton harvester came in the 1920?s and it was a rage in agriculture invention. This was outmoded in harvesting wheat on a ample scale and really benefited the farmer.

Before this came the grain elevator in 1840?s it was dilapidated in separating the grain from the wheat plant. Soon the cotton gin followed which was former to separate the seeds and the hulls and the other stuff not required from the cotton. This was quite a successful agriculture invention. Man also developed the corn picker.

The most revolutionary agriculture invention was the Tractor which was invented in the 1940?s. This was the time when hand power was transformed into machine power. The tractor took over all manual work which ancient to occupy lot of time and energy of the farmers. This agriculture invention took farming to a different level.

To add on major agriculture inventions fertilizers were developed in early 1900?s. This accelerated the growth of the crops and produced very healthy crops too. A minute later pesticides were also produced which helped in killing all the unfavorable pests which destroyed the crops, so this invention brought in a lot of development in agri-products. launch geared gas tractors were also made during this time. Disk harrow which is a machine stale to slit the grain stubble which is left gradual in the field after harvesting is over was also a stout agricultural invention. This saved a lot of manual labor and time too as a machine can work mighty faster than humans.

One of the latest developments in agriculture invention is the bio-technology and genetical revolution. Bio-technology and genetics have changed the face of agriculture and farming. recent ways and technology has advance up in farming with this revolution.

modern technology of farming has been developed by scientists and agriculturalists and has been named as urban farming. This is a huge step in agriculture invention. Scientists have developed novel technique called ?hydroponics?, where plants are grown using mineral nutrient solutions instead of the normally dilapidated soil. Another current technique is called vertical farming where agriculturalists are growing crops in skyscrapers. This saves a lot of land problems and is a original beginning and a sizable step in agriculture invention.

Man and times have grown tremendously in history and so has farming. Agriculture invention is growing as time grows by and it will acquire man places.

Agriculture Inventions
Agriculture as we all know is production of agri goods through the cultivation of crops and also by the massive domestication of animals. This gawk is called agri science. Agriculture inventions have evolved massively by the years as farming and farm machines have grown too in these years. What was done by the threshing machine for so many years has been taken over by the combine.
One of the first agriculture invention was the iron plow old-fashioned a lot those days in the 1700?s. Then came the wood plow in the 1800?s and the iron plow was discontinued as the wood plow was easier and better to utilize. And then man had a brain wave and discovered the employ of animals in farming and tamed horses and outmoded them in the Reaper which was conventional in harvesting wheat and were drawn by horses.
The Reaper was a expansive success as an agriculture invention. After this man discovered he could do more and a shrimp more machinery will be more reliable and work can be done faster and on a larger scale. The cotton harvester came in the 1920?s and it was a rage in agriculture invention. This was outmoded in harvesting wheat on a ample scale and really benefited the farmer.
Before this came the grain elevator in 1840?s it was dilapidated in separating the grain from the wheat plant. Soon the cotton gin followed which was former to separate the seeds and the hulls and the other stuff not required from the cotton. This was quite a successful agriculture invention. Man also developed the corn picker.
The most revolutionary agriculture invention was the Tractor which was invented in the 1940?s. This was the time when hand power was transformed into machine power. The tractor took over all manual work which ancient to occupy lot of time and energy of the farmers. This agriculture invention took farming to a different level.
To add on major agriculture inventions fertilizers were developed in early 1900?s. This accelerated the growth of the crops and produced very healthy crops too. A minute later pesticides were also produced which helped in killing all the unfavorable pests which destroyed the crops, so this invention brought in a lot of development in agri-products. launch geared gas tractors were also made during this time. Disk harrow which is a machine stale to slit the grain stubble which is left gradual in the field after harvesting is over was also a stout agricultural invention. This saved a lot of manual labor and time too as a machine can work mighty faster than humans.
One of the latest developments in agriculture invention is the bio-technology and genetical revolution. Bio-technology and genetics have changed the face of agriculture and farming. recent ways and technology has advance up in farming with this revolution.
modern technology of farming has been developed by scientists and agriculturalists and has been named as urban farming. This is a huge step in agriculture invention. Scientists have developed novel technique called ?hydroponics?, where plants are grown using mineral nutrient solutions instead of the normally dilapidated soil. Another current technique is called vertical farming where agriculturalists are growing crops in skyscrapers. This saves a lot of land problems and is a original beginning and a sizable step in agriculture invention.
Man and times have grown tremendously in history and so has farming. Agriculture invention is growing as time grows by and it will acquire man places.

Related posts:

1. Agriculture Inventions
2. Agriculture ? From Yearly Dawn, Till Nowadays
3. the important of agriculture
4. -The Importance of Agriculture in Australia
5. The Importance of Agriculture in Australia

February 20th, 2012 in Agriculture | tags: agriculture, inventions

Source: http://www.bandew444.com/agriculture-inventions-2.html

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Prison fight kills 44 in Mexico (Reuters)

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Reuters - At least 44 people died in a fight between rival gangs at an overcrowded prison in northern Mexico in a violent outbreak that authorities said could have been a distraction that allowed some inmates to escape.

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/nm/20120220/wl_nm/us_mexico_prison

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Affordable Journey Insurance cover Just for Backpackers: your ...

Check-list on locating low cost Backpacker Travel Insurance

Travelers Insurance Company are normally individuals who like to travel on their own and who get pleasure from exploring new locations on a restricted budget.? They?re curious and take pleasure in discovering Mother Earth?s treasures and wide variety although visiting locations that are off the beaten track.? Low cost Travelers Health Insurance is actually a valuable asset to those wanting to travel the globe on a limited budget.

The demographics of travelers who need Backpacker Travel Insurance

Single Trip Travel Insurance gives cover for individuals who get pleasure from exploring undiscovered places at a cost that?s cost-effective but simultaneously give comprehensive travel cover.? Backpacking or hiking differs from traditional techniques of travel mainly because the travelers prefer to check out exotic and out-of-the-way locations.? They would hike and camp and seek out low-budget alternatives for instance sharing taxis, staying in youth hostels and shopping for food at markets as opposed to consuming at high-priced restaurants.

For these ?nomads?, inexpensive travel insurance is an important requirement which will make all of the distinction if something ought to occur or if they would fall ill and would really need to invest their resources on medical costs.? Low cost travel insurance for backpackers provides cover against accidents and other incidents, such as paying for medical remedy incurred while travelling.? Inexpensive travel insurance for backpackers also offers cover for trip cancellations, terminated and delayed flights and emergency medical services.

It may possibly not be effortless to acquire a cheap travel insurance policy; due to the risks involved in this sort of travel, insurance organizations typically charge greater as opposed to lower rates for these policies.? Even so, the search for backpackers travel insurance policies is usually made simpler if 1 uses the globe wide web, which is essentially the most comprehensive strategy of investigation.? In conducting a search of this nature you might discover that most insurance organizations have their very own web space exactly where they supply detailed information and facts about the policies on offer and update the URL from time to time.? This makes it feasible to acquire various cost-effective backpacker travel insurance quotes on line.? Following considering the pros and cons of the different policies and quotes it really should be doable to identify one that gives cheap backpacker travel insurance at a cost that suits your spending budget and delivers the needed cover for the trip that you simply intend to undertake.

Safety:? A Backpacker Travel Insurance priority

Travelling about the world is all about extending one?s enjoyment of life and having adventures and backpacker travel insurance allows you to obtain by far the most out of the experience while participating in extreme sports like rock climbing, deep sea diving, sailing and so forth.? It really is incredibly vital to pick out your travel insurance with care.? The cheapest policy out there just isn?t necessarily the ideal due to the fact it may possibly not supply comprehensive cover and what could have been a minor setback may well develop into a main crisis.

Curiously, some travelers are rather careless in terms of obtaining cover for their trip.? They compromise their safety by cutting down on insurance expenses and later end up paying massive amounts of capital from their very own pockets when emergencies occur.? Nonetheless, going for the cheaper backpacker insurance alternative is preferable to having no cover whatsoever.? But pick out an insurance program which will provide you with peace of mind to ensure that your trip could be cost-free of worry and strain.

Thanks towards the age of technologies, several firms provide travel insurance to backpackers.? It is potential to obtain quotes on the internet and to compare them so that you can uncover the most expense helpful 1.? Study the policy content carefully before signing any insurance contract.? And if potential, acquire your travel insurance from a well-known and trusted insurance organization.

Reasonably priced Backpacker Travel Insurance

Backpackers normally travel on a limited budget.? However ? just as any average traveler ? they?re at threat of injury or accidents abroad.? From time to time they are at even greater risk simply because they travel in between countries.

Whether or not it really is diving with sharks or climbing up a mountain, a traveler should have backpacker travel insurance.? Backpackers normally explore off the beaten track and visit obscure places.? They?re more prone to disease than other travelers for the reason that they frequently travel within the dark and stay more than in hostels and dormitories.

An excellent habit when traveling is ensuring which you are in safe hands by taking out backpacker travel insurance even just before you depart on your journey.? Backpacker travel insurance is particularly developed to fulfill the requirements of travelers.? The plans present high levels of cover for lengthy periods of travel ? a traveler can get backpacker travel insurance from a couple of weeks to quite a few years!? By the way, the term backpackers travel insurance doesn?t necessarily imply that the travelers will likely be living on the streets!

Backpacker Travel Insurance can be a cost-effective travel strategy option for single trip insurance.? Specific plans even cover extras including participating in sport and activities including bungee jumping.? Travelers may require this further cover given that anything can happen to a person when they?re on the road.? You can find particular policy elements that the traveler need to look out for and that should be included in a travel insurance package for backpackers.

Firstly, it need to present emergency medical coverage, covering the cost of any event that calls for emergency medical care.? It need to also present rescue and repatriation cover, with helicopter rescue getting included in the rescue component.? In this way the traveler can rest assured that they?ll be reimbursed for any losses, ought to one thing unfortunate happen.? Also included in every backpacker travel insurance policy really should be cover for baggage and other property to ensure that the insurance corporation will cover the expenses incurred if any of the traveler?s belongings really should be damaged or get pinched.

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Source: http://www.kelyanlab.com/insurance/affordable-journey-insurance-cover-just-for-backpackers-your-manual-to-backpacker-journey-insurance-cover/

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Privacy and boundaries in relationships - Talk About Marriage

General Relationship Discussion Although anyone can post anywhere on Talk About Marriage, this section is for people interested in general relationship and marriage advice.

Yesterday, 09:59 PM	? #1 (permalink)
Member ? Join Date: Jul 2011 Location: Canada Posts: 76	My SO and I have quite different views on an individual's right to privacy within a relationship, and I know when I've read similar topics on here there have been diverging opinions. Tonight he accused me of "withholding intimacy" because I asserted (what I believe to be) my right to my privacy. A few nights ago he had asked me what I was reading on my e-reader and I said it was a self-help book, without going into further detail -- it was a book about emotional unavailability. I avoided telling him specifically which book it was because in the past he has immediately personalized the subject ("Oh, so you think I'm emotionally unavailable??") and has also mocked me quite nastily for reading self-help books. I did explain this to him at the time and he denied ever doing it -- he says I must have misunderstood him. There have also been times that he has criticized the novels that he's seen me read, saying that they're "stupid". So I'm a bit wary of revealing my reading material! Bottom line, unless I'm reading a manifesto on how to murder one's SO and escape undetected , I don't see why it matters what I'm reading. Normally he can just glance at the cover of the book and know the answer in a second; he doesn't have that advantage with the e-reader. So tonight he started in on me about being secretive and said he had just been making conversation, whereas I was "rude and hostile" by refusing to anwer his question about the book I was reading. I explained that, in a general sense, people have the right to not provide information according to their own boundaries -- he seems to feel that posing the question obligates the other person to answer, that he is somehow entitled to have his curiosity satisfied. The same if he asks me "What are you thinking about?". He got pissed off and walked out. Over this. My question: how much privacy can an individual reasonably expect within a relationship?
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Yesterday, 11:32 PM	? #6 (permalink)
Member ? Join Date: Aug 2009 Posts: 3,479	TwoDogs, The fact that you are capable of being artfully funny under duress "bolded item below" tells me you are likely highly sane and rational. IMO - there are very few situations in a relationship where you truly are obligated to provide answers. The ebook/what are you thinking examples do not apply. As for his denial of prior bad behavior - be careful if there is a pattern of that. >>>>>>>> Bottom line, unless I'm reading a manifesto on how to murder one's SO and escape undetected , I don't see why it matters what I'm reading. Quote: My SO and I have quite different views on an individual's right to privacy within a relationship, and I know when I've read similar topics on here there have been diverging opinions. Tonight he accused me of "withholding intimacy" because I asserted (what I believe to be) my right to my privacy. A few nights ago he had asked me what I was reading on my e-reader and I said it was a self-help book, without going into further detail -- it was a book about emotional unavailability. I avoided telling him specifically which book it was because in the past he has immediately personalized the subject ("Oh, so you think I'm emotionally unavailable??") and has also mocked me quite nastily for reading self-help books. I did explain this to him at the time and he denied ever doing it -- he says I must have misunderstood him. There have also been times that he has criticized the novels that he's seen me read, saying that they're "stupid". So I'm a bit wary of revealing my reading material! Bottom line, unless I'm reading a manifesto on how to murder one's SO and escape undetected , I don't see why it matters what I'm reading. Normally he can just glance at the cover of the book and know the answer in a second; he doesn't have that advantage with the e-reader. So tonight he started in on me about being secretive and said he had just been making conversation, whereas I was "rude and hostile" by refusing to anwer his question about the book I was reading. I explained that, in a general sense, people have the right to not provide information according to their own boundaries -- he seems to feel that posing the question obligates the other person to answer, that he is somehow entitled to have his curiosity satisfied. The same if he asks me "What are you thinking about?". He got pissed off and walked out. Over this. My question: how much privacy can an individual reasonably expect within a relationship?
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Yesterday, 11:41 PM	? #7 (permalink)
Member ? Join Date: Oct 2010 Posts: 111	Secondly, this is not a question of privacy or boundaries. You weren't on the toilet. If your husband asks what you are doing on the internet or what you're reading, you should be willing and forthcoming with the answers. Otherwise, you could quite easily begin issues that are matters of trust. The last thing you want is to end up wondering and feeling insecure about who he is talking to or whose blogs he's reading. That's where your "privacy and boundaries" is headed. And when it all starts, you won't possess the presence of mind to remember you are the one who started that mess. Moreover, you called yourself protecting yourself and preventing an argument, but an argument ensued anyway, didn't it? And you weren't so protected afterall. First and foremost, he makes conversation by asking what you are reading, not by criticizing what you read and thereby (and quite insultingly), criticize you and the reading material. However, what he does (and says) is not nearly so important as what you do about what he does (and says). You took it from him and allowed him to judge, belittle, and berate you, and then you allowed him to entirely dismiss your expressions and feelings about his insults by placing the blame, the offense, and the breakdown in communication squarely on your shoulders. He stormed out of the room like a wounded child. In other words....according to him....you offended yourself AND him. What kind of mess is that? Your solutions were to first hide the subject matter of your reading material so as to prevent him belittling you over it, and then you submitted to an entirely different (and pointless) argument about privacy and boundaries. You will forever flip, flop, and fly around in the dust of his wrath if you keep getting caught up like this and not stand up for yourself. The polite and engaging thing for him to do (since he so sincerely CLAIMS he was only making conversation) would have been to further inquire of your reading material in such a way that he proved himself considerate, interested, and engaging (in conversation). You know, he could have shown a little interest and possibly improve himself by it. Honestly though, I don't know what you are learning if this is example of how you handle things with your husband. Stand up for yourself and rather than constantly trying to sneak and hide to protect yourself from his judgmental and offensive nature, stop him in his tracks when he offends you. Teach him how to treat you. If your feelings are hurt when he says these things, then you know you have no business allowing him to say them. Let him know you do not live your life by his permission or approval. Therefore, sharing with him what you are reading does not give him license to make you out to be two feet tall for reading it. Make sure he understands if he has no nice, considerate, and/or engaging responses, then shut the hell up and keep his opinions to himself.
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Yesterday, 11:47 PM	? #8 (permalink)
Member ? Join Date: Jul 2011 Location: Canada Posts: 76	Quote: if you act secretively, dont be surprised when the partner, rightfully so, feels like you are hiding something and becomes suspicious. SO is a bit of a nosey parker -- not much escapes his notice, and his curiosity. He'll check out the return addresses on my mail if I've left it lying on the table and ask me something like "What was that letter from _____ about?" When the voicemail light is flashing he'll ask who the message is from, and if I don't listen to it in his presence he'll ask why I don't want him to hear it. If my bankbook was out in plain view he'd think nothing of picking it up and flipping through it. All in the name of "intimacy". (Note that we are not married, and don't live together, so all of this takes place in my home) I used to think nothing of telling him what I was reading, it's no big deal. Until he started taking that information and using it against me. He has ridiculed me in front of other people (a fairly intellectual crowd) for reading a low-brow bestseller. During fights he has told me I'm "f'ed up" and neurotic from reading self-books. When I first joined Al-Anon I was immersing myself in program literature, and he commented derisively every few days to ask me if I was ever going to read anything different. So I just got to a point where I felt that I didn't want to give him any more weapons in my choice of reading material if it was something that would potentially get thrown in my face down the road.
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Yesterday, 11:56 PM	? #9 (permalink)
Forum Supporter ? Join Date: Feb 2011 Location: Brentwood, TN Posts: 1,299	Quote: SO is a bit of a nosey parker -- not much escapes his notice, and his curiosity. He'll check out the return addresses on my mail if I've left it lying on the table and ask me something like "What was that letter from _____ about?" When the voicemail light is flashing he'll ask who the message is from, and if I don't listen to it in his presence he'll ask why I don't want him to hear it. If my bankbook was out in plain view he'd think nothing of picking it up and flipping through it. All in the name of "intimacy". (Note that we are not married, and don't live together, so all of this takes place in my home) I used to think nothing of telling him what I was reading, it's no big deal. Until he started taking that information and using it against me. He has ridiculed me in front of other people (a fairly intellectual crowd) for reading a low-brow bestseller. During fights he has told me I'm "f'ed up" and neurotic from reading self-books. When I first joined Al-Anon I was immersing myself in program literature, and he commented derisively every few days to ask me if I was ever going to read anything different. So I just got to a point where I felt that I didn't want to give him any more weapons in my choice of reading material if it was something that would potentially get thrown in my face down the road. if you are not married or living together and he is being this way, ask yourself, is this the kind of relationship you you really want? it doesnt sound like it, which is fine, but you should move on that. when my exgf would come visit me from australia, i had no problems with her asking me things or going through my things. i loved her and had nothing to hide so i didnt mind one bit.
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Today, 12:00 AM	? #10 (permalink)
Member ? Join Date: Jul 2011 Location: Canada Posts: 76	Quote: Stand up for yourself and rather than constantly trying to sneak and hide to protect yourself from his judgmental and offensive nature, stop him in his tracks when he offends you. Teach him how to treat you. If your feelings are hurt when he says these things, then you know you have no business allowing him to say them. Let him know you do not live your life by his permission or approval. Therefore, sharing with him what you are reading does not give him license to make you out to be two feet tall for reading it. Make sure he understands if he has no nice, considerate, and/or engaging responses, then shut the hell up and keep his opinions to himself. I've tried that in the past and he uses the old "I was only joking" defense or he repeats his exact words in a pleasant, neutral tone instead of the actual mocking tone in which it was first delivered and asks "What's wrong with saying that?" (well, duh, tone is everything!). Then tells me I'm being overly sensitive. I'd have to say that the biggest problems we've been having in the relationship lately are due to the fact that I am stopping him in his tracks more often instead of being the compliant little doormat that he was used to.
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Today, 12:21 AM	? #14 (permalink)
Member ? Join Date: Jul 2011 Location: Canada Posts: 76	Quote: Sorry, I neglected your use of "SO" and not husband. And, after reading your last two responses, I am happy to know you are not married to this guy.........and you NEVER should be. Break away before you find yourself marrying your misery "all in the name of" love. I urge you to self-help yourself now. He is bordering on abusive, and it will only get worse. In fact, the more you complain and try to prevent him, the more tame he will make himself appear.....until you are married. I know you don't believe me right now, but I hope you are (or quickly become) the kind of person who has the good sense to learn by the mistakes of others. The mistakes of others you ask? Just read these boards. You are not one of a kind. Your SO is not one a kind. Your relationship is not special. Nobody's is. Everyone just manages to convince themselves otherwise. Everything you have shared here are the very common attributes of disaster. Thank you. I think I know this already, deep down, and just needed some validation? corroboration? He's intellectually brilliant and is quite skilled at twisting everything around to point the blame at me -- he can rattle off an exhaustive list of my personal failings. And I've bought into his assessment of me to a large extent. He insists he's a "great guy" and a "good boyfriend".
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Source: http://talkaboutmarriage.com/general-relationship-discussion/40256-privacy-boundaries-relationships.html

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What is an REIT | Real Estate Investing

If you are new to REITs then you'll have a lot of questions. REiTs are a great way to invest in real estate you just have to know how to go about it.

What is an REIT? What all is involved with an REIT? ?These are questions you may have it you are new to real estate investing or REITs. ?The following article explains what exactly an REIT is and what many of the rules and regulations are when dealing with REITs. Check it out below.

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A real estate investment trust or REIT is really a company that invests generally in real estate successful properties. It?s quite common for a REIT to invest in real-estate that can offer a positive revenue for instance such as office buildings, apartments or condos, shops, and regional malls. Financing real estate by means of loans can also be an investment which a REIT might make.

The country/location which the REIT operates in will establish the factors needed for the business to work being a REIT. Many prerequisites will have to be fulfilled in the U.S.A ?for an organization to operate being a REIT.

Particularly:1) Be set up being a corporation, trust, or association. 2) It must give a minimum of ninety percent of the company?s earnings yearly by means of dividends to its shareholders.3) 100 persons or even more will have to own the REIT.

4) At minimum 75 percent of the company?s assets have to be dedicated to real-estate.5) The income from the rents or mortgage interest from the properties which the REIT owns will have to bring in not less than seventy five percent of the company?s gross income.

Currently you can find around two hundred and fifty businesses that are set up as a REIT and the vast majority are bought and sold publicly in major stock markets and the rest are kept private. Future investors that are looking to make investments in real-estate and do not desire to turn into landlords could have the chance to invest in income properties by means of a public REIT. In contrast to being the owner of traditional physical real-estate, investors can buy or sell a REIT without making use of a realtor.

A percentage of the REITs profits are owned by each shareholder normally by way of dividends.?Listed below are the three varieties of REITs:

A REIT that owns, purchases, and manages real-estate properties is recognized as an Equity REIT. Its type of income comes from its biggest investments which are usually rental income properties who have a positive cashflow from rents.

A REIT which lends, buys, and owns real-estate loans is named a Mortgage REIT. Earnings are created from interest acquired by way of mortgage loans.

A Hybrid REIT contains the traits connected with an equity and mortgage REIT, hence its term being hybrid. It buys, owns, as well as manages both real-estate properties as well as real estate loans.

The fact that a REIT may substantially lessen and sometimes eradicate corporate taxes is its most significant appeal to the business. The REIT accomplishes this as a result of subtracting the dividend it pays to shareholders from the organization?s taxable corporate income. Shareholders enjoy the advantage of obtaining a dividend 4 times more than some other stocks.

REITs present you with a greater rate of return reducing overall potential risk to a portfolio resulting from diversification. Typically the shareholders pay taxes on capital gains plus income created from the dividends they receive.

Making an investment in a REIT by way of including one to your existing investment portfolio is highly advised. Furthermore, for anyone who is undecided with regards to buying rental property, give consideration to an equity REIT. As an alternative to undertaking the potential risk of a particular location and specific property, you?ll invest in many properties in various locations/cities lessening general investment risk.

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Article by Taline

And finally, if you?re interested in learning more about personal finance and how you can earn money using real estate, please check out http://findyourcashcow.com

Source: http://realestateinvesting.com/blog/2012/02/17/what-is-involved-in-an-reit/

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Job Growth in Gaming Industry Slowed by Massive Debt

LAS VEGAS -- In the mid-1980s, before the era of megaresorts, Nevada's gaming industry generated roughly $3 in revenue for every dollar spent on long-term debt.

As the public began craving bigger and newer resort attractions, and gaming companies did whatever they could to meet demand, the construction debt began piling up. Add the most expensive company buyout in gaming history, coupled with the ravages of the Great Recession, and the result today is a gaming balance sheet with more debt than revenue.

The authors of two separate studies on casino finances say massive debt slows the economy because money that could be spent hiring more workers goes instead to pay off loans. As David Schwartz, director of the UNLV Center for Gaming Research, said Thursday, that translates to poorer customer service if it means a hotel could have had five workers at their registration desk instead of four.

"If you've got more money going toward debt and interest payments, that's less money you can spend on other things," he said.

Neither Schwartz or Jeremy Aguero, a principal at Las Vegas economic analysis firm Applied Analysis, say they believe gaming companies have dug a hole so deep they cannot recover. To the contrary, there are signs the industry's recovery is under way.

"We will go over 40 million visitors this year, which will be a record, and I think it will be a real big deal," Aguero said.

Late last month, Schwartz reported that Nevada's long-term gaming debt last fiscal year was nearly $24.5 billion plus $3 billion in interest, versus $22 billion in revenue. Aguero reported in 2010 that Nevada gaming debt exceeded revenue for the first time in fiscal 2008. That's when the industry owed $1.22 for every dollar taken in.

A major contributor to the debt that year was the $17.7 billion buyout of Harrah's Entertainment -- now Caesars Entertainment -- by private equity firms Apollo Management and Texas Pacific Group. Companies also ran up massive construction debt led by the likes of MGM Resorts International, a partner in the $8.5 billion CityCenter project that remains $2.5 billion in debt.

Gaming revenue is once again on the rise, a trend that will continue if Aguero's prediction of record visitation to Las Vegas holds up. As long as revenue continues to increase, Aguero said he believes lenders will extend the maturation dates on gaming loans, which many already have done. Aguero said the industry already has begun paying down principal, with last year's $24.5 billion debt representing a $3.9 billion drop from the peak in 2008.

Station Casinos ended last year with $2.5 billion in debt, a considerable drop from a $5.9 billion debt when the company filed for bankruptcy in 2009.

Credit rating agencies are also beginning to look more favorably at the industry, which can lead to better lending conditions for the companies. Moody's Investors Service announced earlier this month that it would review Caesars Entertainment's debt for a possible upgrade. Fitch Ratings last fall upgraded MGM Resorts debt and Moody's did the same last year for Las Vegas Sands Corp.

Gaming, though, is not completely home-free. The Cosmopolitan announced Tuesday that it is laying off more than 40 workers. And the days of constructing new multi-billion-dollar megaresorts on the Strip are still over for the foreseeable future.

Gaming companies with substantial debt can survive if they become smarter with their money, Schwartz said.

"Casinos have to be a bit more cautious because of their debt," he said.

That means settling for smaller-scale projects and entering more business partnerships to avoid adding to the debt.

He cited an example of both: Caesars Entertainment is pressing forward with The Linq, a $550 million retail development that will include a 550-foot observation wheel; and MGM Resorts announced Wednesday it would partner with Ameristar Casinos to extend offers to each other's players.

"Ten years ago, MGM would have tried to buy Ameristar," Schwartz said.

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Source: http://www.8newsnow.com/story/16960475/job-growth-in-gaming-industry-slowed-by-massive-debt

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